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Credit Card Defense

Credit Card Defense Cases

Defending You Against Credit Card and Debt Collector Lawsuits

Did you receive a summons for a credit card or debt collector lawsuit? 

Have you discovered that a creditor or debt collector already has a judgment against you and is now garnishing your wages and/or freezing your bank accounts? 

Are you wondering what to do next?

If you answered “yes” to any of the above questions, then we may be able to help you.

BRIAN PONDER LLP TRIAL LAWYERS provide quality defense representation against credit card and debt buyer lawsuits in New York City.  

Call us today at 646-450-9461 to set up a free initial consultation.  We primarily handle cases in Manhattan, Brooklyn, the Bronx, Queens, and Staten Island.

Moving Quickly to Protect Your Rights After a Summons

If an alleged credit card debt is overdue, the credit card company can file a lawsuit against you. The credit card company may also sell its right to collect on the alleged debt to another company called a debt buyer, which can then sue you, sometimes years after the original debt was incurred.

If you have been served with a debt collection lawsuit, you should call BRIAN PONDER LLP at 646-450-9461, even if your creditor is promising to make a deal or you believe the summons is fake. (It almost always is not fake!)

You have very little time to dispute a debt collection lawsuit. If you allow the company suing you to obtain a default judgment by failing to timely answer the lawsuit, it will be much harder to avoid consequences like wage garnishment and frozen bank accounts. In some cases, you only have ten days to answer the lawsuit.

Creditors may use tactics to delay you from contacting a credit card defense lawyer. They may claim that they are willing to work out a deal, but they are under no legal obligation to do so, and they could be pursuing a lawsuit and default judgment behind your back.

Get credit card or debt collector lawsuit help by calling us 646-450-9461.

Exploring All of Your Options in Response to a Lawsuit

There are several things BRIAN PONDER LLP TRIAL LAWYERS can do to help you in credit card and debt buyer defense cases.

First, if a creditor has already obtained a default judgment because they sent the summons to the wrong address or misled you in some way, we may be able to have the judgment vacated.

Second, there are several defenses that can be used against these lawsuits. Many of these suits are brought too late, after the statute of limitations has expired. Also, debt collectors or debt buyers often cannot produce paperwork proving that you owe them anything.

Contact BRIAN PONDER LLP TRIAL LAWYERS at 646-450-9461 to discuss your case and how we can help you fight a credit card or debt buyer lawsuit.

Also, you may use the website contact form to email us about your case.